LGBT Families

LGBT Families

The importance of LGBT parents and families

The family dynamic has changed. Normal is no more. Recent successes in marriage equality and equal adoption rights – alongside the wider progression of LGBT equality socially means more members of the LGBT community are having children. Gay parents can now be open about their sexuality.

At Emerald, one of our key priorities is to make sure same-sex families receive the same cover and protection from insurance as their straight counterparts. For us to offer the products to achieve this, we have a constant dialogue with LGBT families as well as members of the community who are experienced in same-sex parenting.

Listening to and learning from gay parents

To help us understand more about the issues that might face gay parents or LGBT families, we work with various LGBT groups, including Out In The Family. These groups are invaluable in helping LGBT parents, or those thinking of starting a family, to understand the issues faced by same-sex couples with children.

Conversations with these organisations help inform the parts of our policies that are tailored to gay families. Our travel insurance, for example, covers surrogate children and offers discounts to single parents – whether they're part of a gay family or not.

We also engage with the community through our social media channels – getting feedback on our thoughts about how the insurance industry meets the needs of LGBT families.

We recognise diverse family structures. So, for example, our Travel Insurance will have specific princings for single-parent families and our Home Insurance includes adopted and foster children within the definition of family. 

Are you part of a gay family or lesbian family? We'd love to hear from you 

  • Sign up to Emerald Connect - This allows you to keep track of the latest developments at Emerald and give us feedback through our always-active social channels. There you can also check our calendar for upcoming family-friendly events and events held by LGBT family organisations
  • Email us - There may well be issues on which you have a view that we haven’t raised in our social media discussions. If so, please email us at: