home insurance

FCA Reveals Vulnerable Consumers Ripped Off on Home Insurance

Six million loyal home and motor insurance holders are overpaying by a total of £1.2bn by staying with their current provider with those on lower incomes among the worst affected. The Financial Conduct Authority (FCA) found evidence of insurers overcharging long-standing home insurance customers through tactics such as selling policies to new consumers at a discount, then hiking the cheaper home insurance premiums when they renew. Worryingly the report released today showed that firms specifically Read more…

How to Be The Best Pet Parent EVER!

It’s always daunting becoming a parent, even if it’s not for the first time. Here are eight tips that the team at Emerald have put together to help you navigate through those first days and beyond. Get Pet Insurance Quote Think Before You Buy This seems logical, but should you buy a pet in the first place? If you have a small flat and work every day, don’t get a high-energy dog. In fact if Read more…

diy home insurance

Home Insurance: Thinking of DIY This Bank Holiday?

Thinking of DIY this bank holiday? Make sure you have the right home insurance – here are seven things to remember. Emerald home insurance offers you optional accidental damage cover, pet damage cover, public liability cover and free home emergency cover. As August draws to a close, many of us will be thinking about those jobs that we were going to do ‘in the summer’. In fact, more than 31 million adults will be tackling Read more…

Breaking the Glass Ceiling: Activists Raise £20K Out on the Roof

On 6 July 2019, the Malta Tourism Authority (MTA) generously sponsored GiveOut – the award-winning charity working to support the global struggle for LGBTQI rights – to host ‘Out on the Roof’, an exclusive rooftop brunch at Malta’s High Commission in central London to celebrate Pride in London. Pride 2019 marks the 50th anniversary of the Stonewall Riots, and an opportunity to celebrate the progress made towards equality and dignity for the LGBTQI community, while Read more…

Total Eradication of HIV Transmission In The UK By 2030?

Emerald Life recently launched a new partnership with the Terrence Higgins Trust to donate 5% of premiums to the charity from customers who select that option. Steve Wardlaw, Emerald’s Chairman, spoke to Ian Green, chief executive of the Terrence Higgins Trust, to discuss some of the issues surrounding HIV in the UK and what the Trust is hoping to achieve. SW: thanks for inviting me to the office. Love the Keith Haring art IG: thanks for Read more…

What Is Your Pet Telling You By How They Sleep?

Giving your dog lots of playtime and attention is crucial to their health and happiness. However, you can go one step further as an owner and caretaker by paying attention to how your pet sleeps. Just like humans, animals have a variety of sleeping positions. Each position conveys how they feel and what you can do to help. From sleeping on you to sprawled out to curled up, each position has important body language — Read more…

What is Wedding Insurance and Do You Need it?

The average wedding in the United Kingdom now costs £17,674 (as of early 2019). On top of this statistic, individuals in the country are posting record levels of personal debt, including student loan and credit card debt. At the same time, wages have not kept up with the rising cost of living. When the financial situation of many living across the UK is so uncertain, having the right insurance coverage is essential. In addition to health related insurance, life Read more…

The Hidden Costs Of Travelling With Pets

Currently, the total veterinary bill for preparing your animal for travel to Ireland or any EU nation from the UK, could be over £300. After Brexit that cost is probably going to increase significantly. Some 45% of the population are pet owners, yet surprisingly only 8% of them have pet insurance. Having your pet covered could eliminate the costs of the consultation, vaccinations, and blood tests, not to mention ensuring your pet has the medical care Read more…

Smart Home Insurance – What’s Different?

Smart technology is very quickly changing how we live. By utilising technology like voice recognition, connected devices, and AI personal assistants, homes are turning into the smart households once only found in science fiction. As homes get more technologically advanced so too does the risk of damage and theft and the need for a new type of insurance. Yet, smart homes have presented a challenge to insurance companies as much of the technology is already Read more…

What You Need to Know for Safe Travel to Asia

Despite the affordability of travel insurance, especially for millennials, a surprisingly high number of British travellers – 25 percent – go abroad without taking out any insurance cover. Choosing to travel safely and stay healthy is vital to ensure a trip is kept to a minimum of medical problems and is full of carefree adventure. If you’re thinking of exploring countries in Asia, there are certain health precautions you should take in order to be prepared for Read more…