Emerald has ranked alongside the UK’s top home emergency cover providers in the Moneyfacts Annual Star Ratings.

The Moneyfacts Annual Star Ratings for home emergency cover comprises of four and five categories, which assess the excellence of each policy. By highlighting those products with the most features and competitive limits, they give policyholders confidence that the cover they choose has all the protection they may require. 

Samantha Owens, Star Ratings & Personal Finance Analytics Manager at Moneyfacts, said: ‘Having an emergency at home can be a stressful situation, and while cover will not stop them happening, it can ease the pressure of finding a solution and avoiding unexpected costs, be it an urgent hotel after a power loss or dealing with replacement locks due to missing house keys.

‘The Annual Moneyfacts Home Emergency Cover Star Ratings assess the policies available in today’s market, giving its highest ratings to those with the broadest range of features and highest limits. This allows the consumer to narrow their options and find the best policy for their needs.’

Other home insurance companies to be awarded five stars for the best home emergency cover are listed below.

• Admiral
• Home Emergency Cover
• Age Co
• Home Emergency
• ARAG plc
• Home Emergency Solutions – £1,000 limit
• Home Emergency Solutions – £500 limit
• Aviva
• Aviva Response – Heating, Plumbing, Electrics and Security
• Home Emergency Cover
• AXA Direct
• HomeSafe – Home Assistance
• HomeSmart – Home Assistance
• HomeSure – Home Assistance
• Barclays
• Home Emergency Cover
• Bradford & Bingley
• Home Assistance
• British Gas
• Home Assistance
• HomeCare Four 
• Cavere Insurance
• Home Emergency
• CETA
• Residential Emergency Policy
• Chelsea Building Society
• Home Emergency Assistance
• Cherish Insurance
• Home Emergency
• Clydesdale Bank
• Home Emergency Assistance
• Complete Cover Group
• Home Emergency
• Computerquote
• Home Emergency Cover
• Confidas
• Home LUX Home Emergency
• Home MAX Home Emergency
• Direct Line
• Select Premier Home Emergency
• DUAL Private Client
• Aqua Home Emergency
• Ecclesiastical
• Art & Private Client – Home Emergency
• EDF Energy
• Heating Protect + Plumbing Protect + Wiring Protect
• Total Protect 
• Emerald Life
• Home Emergency Solutions
• first direct
• Home Emergency Cover
• First2Protect Insurance Services
• Home Emergency Insurance
• Hastings Direct
• Home Emergency Cover
• Hiscox
• 606 Home Insurance – Home Emergency
• Home Insurance – Home Emergency
• Home & Legacy
• Prestige Home – Home Emergency Assistance
• Ultimate Home – Home Emergency Assistance
• Ultra Home – Home Emergency Assistance
• Home Emergency Assist
• Boiler & Central Heating With Utilities
• Complete Cover
• Complete Cover with Annual Boiler Service
• HomeGuard
• HomeAssist – Premium
• HomeProtect
• Home Emergency Cover
• HomeRescueCo
• Electric, Plumbing, Boiler & Heating Cover with Annual Service
• HomeServe
• HomeServe Cover 8
• HomeServe Cover 8 with Service
• Plumbing & Heating with Service
• Plumbing, Heating & Electrics with Service
• Horizon
• Latitude Home Emergency Service
• HSBC
• Home Emergency
• Insure4Retirement
• Choice Home Emergency Cover
• Home Emergency Cover
• Intelligent Insurance
• Home Emergency Plus
• Ipswich Building Society
• Home Emergency Assistance 

• Leeds Building Society
• Home Emergency Cover
• Leek United
• Home Emergency Assistance
• Legal Protection Group
• Home Emergency Assistance (£1,000 Limit)
• Home Emergency Assistance (£500 Limit)
• Littlewoods
• Home Emergency
• Loughborough Building Society
• Home Emergency Assistance
• LV=
• Home Emergency
• M&S Insurance
• Home Emergency Cover
• Magnet Insurance
• SilverKnight Repair Premier
• Market Harborough Building Society
• Home Emergency Assistance
• MORE TH>N
• Home Emergency
• Motability
• Home Emergency Assistance
• Nationwide Building Society
• Home Emergency Cover
• NatWest
• Premier Home Emergency
• Neos
• Home Emergency
• NFU Mutual
• Home Emergency Insurance
• NFU Mutual Bespoke Home Emergency Insurance
• Nottingham Building Society
• Home Emergency Assistance
• Oak Underwriting
• Home Emergency Service
• Palladium Underwriting Limited
• Home Emergency Solutions
• Paymentshield
• Home Emergency Cover
• Pen Underwriting
• Home Emergency Insurance
• Plum Underwriting
• Amethyst Home Emergency
• Premier Home Emergency
• Police Mutual
• Home Emergency Cover
• Policy Expert
• Home Emergency Plus
• Quotemehappy.com
• Home Emergency Cover
• Reactive Insurance Solutions
• Home Emergency Premier
• Row.co.uk
• Complete Cover
• Royal Bank of Scotland
• Premier Home Emergency
• Saga
• Home and Heating Emergency
• Sainsbury’s Bank
• Home Emergency Cover
• Santander
• Home Emergency Cover
• Smart Cover Insurance
• Home Emergency Essential
• Home Emergency Essential+
• Home Emergency Premium
• Home Emergency Premium+
• startrescue.co.uk
• Gold 
• Platinum 
• Swiftcover
• Home Assistance
• Swinton Insurance
• Home Emergency Cover
• Tesco Bank
• Home Emergency
• TSB
• Home Emergency Cover
• Uinsure
• Home Emergency Cover
• Utility Warehouse
• Home Emergency Insurance
• Vernon Building Society
• Home Emergency Assistance
• Very
• Home Emergency
• West Bromwich Building Society
• Home Emergency Assistance
• Yorkshire Bank
• Home Emergency Assistance
• Yorkshire Building Society