Buy insurance from the UK's most LGBT-friendly insurer and 5%* of your premium goes to LGBT+ Labour!

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Emerald Life has partnered with LGBT+ Labour to promote our shared efforts towards equality. Use the code LGBTLAB to donate 5% of your premium.

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The Emerald Difference

  • Discrimination cover included in Emerald products
  • No need to declare HIV on your travel insurance if undetectable
  • No assumptions as to gender, sexuality or family structure
  • Call centre agents trained in LGBT issues
      

"We are so pleased to support an organisation I have been a member of for years. The more we do together, the more we can change for the LGBT+ community." Steve Wardlaw, Chairman of Emerald Life and LGBT+ Labour member.

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HOME
INSURANCE


  • Unlimited contents and valuables cover
  • Optional cover for accidental and pet damage
  • Cover for hate crime or homophobia
  • Free legal expenses cover and home emergency

 

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WEDDING
INSURANCE


  • Worldwide cover
  • For weddings, civil partnerships or conversions including receptions
  • Legal expenses cover against discrimination
  • Cover from £49**

 

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TRAVEL
INSURANCE


  • £3,000 of cover from only £7.14***
  • Structured for single parents and diverse families
  • 24/7/365 global medical emergency cover
  • No need to declare HIV in most cases

 

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PET
INSURANCE


  • Four levels of cover up to £7,500
  • Monthly instalments at no extra charge
  • 10% multi-pet discount
  • Cover from £1.75 per week****


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AS SEEN IN

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UNIQUE INSURANCE
MADE FOR YOU

FOCUS ON INCLUSION 

Tailored policies built for all


  • Secure and confidential process with specially trained staff
  • Legal expenses cover for discrimination claims
  • Cover for many medical conditions including HIV with no automatic premium hikes
  • Travel policy covers foster, adopted and surrogate children

SPECIALISED CUSTOMER SERVICE

Reflecting today's diversity


  • Call centre staff trained to make you feel comfortable, whoever you are
  • No need to come out to our call centre if you are LGBT
  • One of the first insurers to enable customers to identify as 'Mx'
  • Special travel policy pricing for single parent families

INSURANCE THAT MEETS YOUR NEEDS

Emerald exists because of the disappointing experiences that many of us have had when buying insurance

  • We have removed discriminatory terms in our policies; terms that still exist with other insurers
  • We have added in features that reflect the diversity of today's society
  • Our call centre and claims handling staff undergo Emerald-specific diversity training to meet the needs of ALL our customers
Read our story

AN EQUAL EXPERIENCE

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Insurance brokers just haven't kept up. There's a lack of understanding on the reality about being HIV+ and the medication available today.

Paul Fleming

Paul Fleming

Fundraising & Communications Director

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It was very quick and easy to get my cover and very cost competitive too. Even though we aren't LGBT we like the important work they are doing to end discrimination.

Rebecca Hooper

Rebecca Hooper

Senior Environment and Energy Adviser

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I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.

Matt Cain

Matt Cain

Novelist / Writer / Journalist


MORE THAN AN INSURER.
AN ADVOCATE.

We're a trusted and passionate presence within the community. Our partners include:

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Terence Higgins Trust
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OUR NEWSLETTER

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