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Introduction to Wedding Insurance
Wedding insurance is an essential part of wedding planning, providing peace of mind and financial security against unforeseen events.
It covers issues like wedding venue cancellation, damage protection for expensive items such as wedding attire, and liability insurance as well as smaller items such as poor wedding photography, damage to the wedding cake, loss of wedding bands, stolen or damaged items or wedding gifts – the list goes on.
The cost of wedding insurance varies based on the wedding venue, budget, and desired coverage, but finding the best wedding insurance companies is possible with expert tips.
Wedding insurance quotes and policies can be compared to find the best fit for individual needs. We think though that Emerald is a sensible choice to look for wedding insurance cover.
Why Emerald?
Emerald has been helping customers buy wedding insurance now for well over ten years, and we are known in the market as a quality provider, hence our reviews. With knowledgable staff, you can get a quote in minutes, covering up to £100,000 of your wedding budget. While we are not permitted to say that we are the best wedding insurance, we always recommend that you read the reviews of Emerald to see what others think of us!
You can learn more and get an instant quote for your wedding insurance cover HERE – or email us on customerservice@emeraldlife.co.uk, or call us on 0330 113 7109. We are known for comprehensive wedding insurance and often feature among other people’s lists as one of the best wedding insurance providers.
What is Wedding Insurance?
Wedding insurance is a type of insurance that protects against financial losses from illness, accidents, cancellations, and unforeseen events before or on the wedding day.
It covers problems with the venue, suppliers, or key members of the wedding party falling ill, and can provide reimbursement for lost deposits and other expenses.
Wedding insurance is an optional but valuable policy for safeguarding wedding plans and providing financial protections but of course always ready the wedding insurance policy before you but wedding insurance cover.
Standard wedding insurance policies often include liability insurance, cancellation coverage, and protection against supplier or venue failure.
Importance of Wedding Insurance
Wedding insurance is recommended to avoid financial loss if something goes wrong with the wedding day, providing peace of mind and financial protection for weddings that can cost tens of thousands of pounds. There are various wedding insurance providers, so we recommend looking at the reviews and we hope that you will see that Emerald scores highly as one of (according to others) the best wedding insurance companies.
Wedding insurance helps protect the investment in the wedding, especially for weddings costing nearly £30,000 on average, and provides coverage for wedding gifts, wedding rings, and other valuable items.
Small weddings with flexible venue or supplier agreements may not need insurance, but basic cover is generally advised to protect against unforeseen events such as public liability or personal liability should something go wrong.
Wedding insurance can be worth purchasing to protect against financial failure, supplier failure, and other risks associated with weddings. Whether you take the most basic cover or go higher, it may still be worth purchasing cover for UK weddings or weddings abroad.
Why You Need Wedding Insurance
Wedding insurance provides peace of mind and financial protection for weddings, covering unexpected events such as venue cancellation, supplier no-show, and extreme weather.
It helps protect the wedding party, including the bride, groom, and close family members, from financial losses and provides reimbursement for lost deposits, non-refundable deposits and other expenses.
Wedding insurance is an essential part of wedding planning, providing comprehensive coverage and liability insurance to protect against unforeseen events.It makes sense to purchase wedding insurance to protect against financial outlay and provide peace of mind on the wedding day.
Types of Wedding Insurance
Comprehensive coverage is available for weddings, including liability insurance, cancellation coverage, damage to wedding attire and protection against supplier or venue failure. There are different levels of wedding insurance cover based on differing wedding budgets.
Wedding insurance policies can be tailored to individual needs, including add-ons for increased public liability, COVID cover and others. Unlike many other wedding insurance providers, Emerald does not charge extra for weddings abroad – something to bear in mind if you are not having a UK wedding and are getting married abroad. For Emerald, there is no such thing as ‘overseas wedding insurance’ – it’s just your big day!
Standard wedding insurance policies often include public liability insurance, financial failure coverage, and reimbursement for lost deposits and other expenses so have a look at your wedding costs in your budget and start from there when looking at different levels. If you are getting married abroad, Emerald does not change extra but your overall costs for your wedding may be higher, so you might need a higher level of wedding insurance.
Wedding insurance companies offer a range of policies and coverage options to suit individual needs and budgets. However, we know who we would recommend!
Comprehensive Policies For You
Wedding insurance includes a comprehensive range of covers, from cancellation cover, legal expenses, some medical expenses, professional counselling, liability insurance, and protection against supplier failure, providing peace of mind and financial protection for weddings. It can even provide marquee cover,
It covers unexpected events such as venue cancellation, supplier no-show, and extreme weather, and provides reimbursement for lost deposits and other expenses. Note though that as this is around the wedding, it does not cover engagement rings – engagement rings are often already covered under your home insurance plan,
Comprehensive coverage is available for weddings, including protection for wedding gifts, wedding rings, and other valuable items. It should always include cancellation coverage.
Wedding insurance companies offer various coverage options to suit individual needs and budgets.
What Does Wedding Insurance Cost?
When looking at wedding insurance cost, it will vary depending on your wedding budget. When you buy wedding insurance, have a look first at your budget, costs of wedding suppliers etc and use that to get a few wedding insurance quotes. Like all wedding suppliers, here at Emerald we think that we offer good value for the quality of our wedding insurance product, thought we are not allowed to say that we are among the best wedding insurance providers!
Have a look at our website directly – www.emeraldlife.co.uk – to see our current prices and we hope that you will purchase cover from us here at Emerald.
Some Notes on Wedding Insurance
There are some common assumptions that are incorrect about wedding insurance – so let’s deal with those:
- We cover overseas weddings at no extra cost
- There are no monthly payments – this is a one off cost
- Wedding insurance is not travel insurance – you will need to take that out separately. Travel insurance is very separate but please contact Emerald as we also provide travel insurance and can meet your travel insurance needs
Conclusion – Try Emerald Life
We hope this article has helped. Yes, there are other providers, but we hope we have shown that we know more than other insurers about how wedding insurance should work and how we can help, from a basic policy upwards. We cannot tell you what the right insurance is for you, but Emerald can cover most weddings.
You can learn more and get an instant quote for your wedding insurance cover HERE – or email us on customerservice@emeraldlife.co.uk, or call us on 0330 113 7109. We are known for comprehensive wedding insurance and often feature among other people’s lists as one of the best wedding insurance providers.