Up to £100k of Cancellation Benefit
Optional Covid Cover
Cover for Overseas Weddings
Cover for Pre-Existing Medical Conditions
Optional UK Public Liability for Guests Up To £5m
Cover for 2 Receptions
WORLDWIDE COVER FROM £6K UP TO £100K
COVER FOR WEDDING SUPPLIER DEPOSITS EVEN IF PAID BEFORE BUYING POLICY
COVER UP TO TWO YEARS BEFORE THE CEREMONY
UK'S FIRST LEGAL EXPENSE COVER AGAINST DISCRIMINATION
Excellent service from start to finish. Highly recommended and Streets ahead of mainstream insurers. Knowledgeable, polite, efficient, reasonable value. highly recommended.
Emerald Customer (Jan 2023)
It’s easy to forget that weddings and civil partnerships are an expensive, emotional business – what with the ring, outfits, venue and food. The right wedding insurance could protect you from things going wrong before your big day.
This guide will take you through wedding insurance: what it covers, how much it costs and how to get the best wedding insurance cover for you.
We hope that this is all behind us but of course thousands of couples have faced big disruption in recent times due to Coronavirus.
At Emerald Life we went from being a relatively small wedding insurance provider to be catapulted into helping thousands of couples during lockdown.You can see some of the hugely positive feedback we’ve received in our Feefo reviews.
Check out our FAQs below to find out. more above COVID and other important questions on wedding cover.
Wedding insurance covers the cost of a cancelled or postponed event, that needs to be cancelled because of one or more specific events, such as if one partner is too ill to attend. It also covers any collateral damage or failures, such as if a wedding supplier fails to show on the day. Here at Emerald we have seen everything from postponements after one of the couple broke their leg skiing, to replacing wedding dresses that got the ‘angry pet cat’ treatment! We can direct you as to the best way to proceed in those circumstances.
There are also various ‘add-on’ options that you may need or want. In most standard wedding policies, third party liability cover is limited, so we have options to raise the overall cover, as well as to cover the guests at the wedding, rather than just the wedding couple. And if you need it, we also have cover for marquees and ceremonial swords
If your dream wedding day involves significant expenditure on items like the outfits, venue and catering then you may well wish to consider wedding insurance.
To put it another way, how much would you lose if you or your partner were ill on the day and you had to cancel?
Similarly if a single supplier went bankrupt – such as the venue or caterer – and you lost your deposit what would that amount to?
If either of those costs sound painful, then you may want to consider the relatively small cost of wedding insurance.
Wedding insurance is not an ongoing cost like many other insurance policies. You just have to pay one upfront payment which will depend on the cost of your wedding.
Wedding insurance is generally a very simple product without the complex questions you may be used to when applying for other insurance products.
We typically ask for basic information including the participants’ names and dates of birth and the location of the wedding ceremony and reception.
The most important question is how much the wedding is going to cost in total and this will help you to decide the level of cover you need.
If your wedding ends up looking to cost more than you expected you can let us know and pay to upgrade the cover.
One point to remember with wedding insurance is it does not have to be the first thing you buy. Providing you have no reason to suspect you’ll need to claim, you can buy wedding insurance right up to 14 days before your wedding and still have cover for the payments you have made.
To buy wedding insurance, simply get a quote from Emerald in minutes. Answer the questions and select the level of cover you need.
Then you can see prices and decide if you would like to go ahead.
Wedding insurance aims to reimburse you for irrecoverable costs should something go wrong on your wedding day.
Wedding or civil partnership insurance covers your deposits and other costs if you have to cancel or rearrange for one of these reasons: illness, death in the family, bereavement or having an accident that prevents you from getting married (please see the relevant policy definitions).
This includes costs such as catering, equipment, attire, cakes and rings. Wedding insurance can also cover public liability and damage to rental items like marquees.
Of course, wedding insurance policies cannot cover everything and so you should read your wedding insurance policy carefully to check you level of cover and any terms and conditions attached.
This is something for each couple to decide when they are planning their wedding. Wedding insurance may be worth getting if you have a lot of deposits or costs to cover on your wedding day, or if the loss of these might cause a significant financial burden on you.
At Emerald Life we are proud of our wedding insurance product. However, as a regulated financial services provider we are unable to give advice as to the suitability of a product to your particular needs. Have a look at our cover levels and policy wording to decide if our wedding insurance is right for you.
Keep in mind that simply searching for the least expensive wedding insurance may not give you the most suitable result for you. Looking at reviews may help you decide.
This will depend on the overall cost of your wedding. The overall cost of your wedding should be insured.
We suggest that you take just a few minutes to get a quote from Emerald and we hope that you will find the cover you are looking for and peace of mind.
GET IN TOUCH
©2023 Emerald Life Limited. All rights reserved. This website contains information on the products and services of Emerald Life only unless otherwise stated. Emerald Life is directly authorised by the FCA under number 945500, registered address 286 Queensbridge Road, London E8 3NH.