The award-winning, inclusive insurance provider

  • Tick icon Closing the gap between real people and financial services
  • Tick icon Specially-trained call centre and claims handlers
  • Tick icon Specific cover in the case of discrimination

 

 

 

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AS SEEN IN

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  • attitude
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house

HOME
INSURANCE


  • Contents cover up to £150,000
  • Cover from homophobic or hate crime
  • Optional legal expenses cover against discrimination
Get a Quote Find Out More.....
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TERM LIFE 
INSURANCE


  • Cover from £10,000 to £250,000
  • Flexible policy period 1-10 years
  • Eight simple questions - get a quote in minutes
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WEDDING
INSURANCE


  • For weddings, civil partnerships or conversions
  • Legal expenses cover against discrimination
  • Cover for two bride or two groom outfits
Get a Quote Find Out More
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TRAVEL
INSURANCE


  • Confidential online medical screening including for HIV
  • Structured for single parents and diverse families
  • 24/7 helpline with in-country support if detained / assaulted because of your sexuality
Get a Quote Find Out More
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PET
INSURANCE


  • Four levels of cover up to £7,500
  • Monthly payments at no extra charge
  • 10% multi-pet discount
Coming Soon Find Out More

UNIQUE INSURANCE
MADE FOR YOU

LGBT FOCUS

Tailored policies built for you


  • Secure and confidential process with specially trained staff
  • Legal expenses cover for discrimination claims
  • Cover for many medical conditions including HIV with no automatic premium hikes

SPECIALISED CUSTOMER SERVICE

Sensitive to LGBT needs


  • No assumptions made as to gender or sexuality
  • No need to come out to our call centre
  • One of the first insurers to enable customers to identify as 'Mx'

INSURANCE THAT MEETS YOUR NEEDS

Emerald exists because of the disappointing experiences that many of us have had when buying insurance

  • We have removed discriminatory terms in our policies; terms that still exist with other insurers
  • We have added in features that reflect the diversity of the modern LGBT community
  • Our call centre and claims handling staff undergo Emerald-specific training on the needs of LGBT customers
Read our story

AN EQUAL EXPERIENCE

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Insurance brokers just haven't kept up. There's a lack of understanding on the reality about being HIV+ and the medication available today.

Paul Fleming

Paul Fleming

Fundraising & Communications Director

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It was very quick and easy to get my cover and very cost competitive too. Even though we aren't LGBT we like the important work they are doing to end discrimination.

Rebecca Hooper

Rebecca Hooper

Senior Environment and Energy Adviser

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I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.

Matt Cain

Matt Cain

Novelist / Writer / Journalist


THE STATS

39%

Of LGBT community members would change call centre language so the opposite sex of partners is not presumed *

68%

Of LGBT customers feel that their financial services provider is not taking serious steps to understand them **

79%

Of LGBT community members would change the way insurance companies treat their community *

Emerald Life offers insurance that specifically focuses on the needs of the gay and lesbian community.

* Emerald Life & YouGov    ** Nationwide Building Society

YOU'LL REALLY LIKE US

Daniel Clayton

Daniel Clayton

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I've just bought home insurance from Emerald, very easy to use website and it's great that you can add legal cover too! It's about time we saw financial services companies reaching out to LGBT customers.

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Tracy Hague

Tracy Hague

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Emerald's website was easy to navigate, the policy was very clear and it took minutes to complete the transaction. In comparison to other products on the market it is good value for money.

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Matt Cain

Matt Cain

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I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.

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MORE THAN AN INSURER.
AN ADVOCATE.

We're a trusted and passionate presence within the community. Our partners include:

Stonewall
P3
Human Dignity Trust
Diversity Role Models
The Albert Kennedy Trust
EMERALD SUPPORTS
Stonewall
P3
Human Dignity Trust
Diversity Role Models
The Albert Kennedy Trust