Insuring Today's Diversity

The UK's award-winning insurance provider

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HOME
INSURANCE

Contents cover up to £150,000
Optional cover for accidental and pet damage
Cover for hate crime or homophobia
Optional legal expenses cover against discrimination

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WEDDING
INSURANCE

Worldwide cover
For weddings, civil partnerships or conversions including receptions
Legal expenses cover against discrimination
Cover from £50**

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TRAVEL
INSURANCE

Confidential online medical screening including for HIV
Structured for single parents and diverse families
24/7 Consular Assist global cover
Cover from £9.50***

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PET
INSURANCE

Four levels of cover up to £7,500
Monthly instalments at no extra charge
10% multi-pet discount
Cover from £1.75 per week****

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**For up to £12,500 cancellation cover, ***Based on an individual, single trip policy to Europe for two nights, ****Based on a one year old cat living in Southampton with no pre-existing medical conditions

AS SEEN IN

UNIQUE INSURANCE
MADE FOR YOU

FOCUS ON INCLUSION

Tailored policies built for all

Secure and confidential process with specially trained staff
Legal expenses cover for discrimination claims
Cover for many medical conditions including HIV with no automatic premium hikes
Travel policy covers foster, adopted and surrogate children

SPECIALISED CUSTOMER SERVICE

Reflecting today's diversity

No assumptions made as to gender or sexuality
No need to come out to our call centre if you are LGBT
One of the first insurers to enable customers to identify as 'Mx'
Special travel policy pricing for single parent families

INSURANCE THAT MEETS YOUR NEEDS

Emerald exists because of the disappointing experiences that many of us have had when buying insurance

We have removed discriminatory terms in our policies; terms that still exist with other insurers
We have added in features that reflect the diversity of today's society
Our call centre and claims handling staff undergo Emerald-specific diversity training to meet the needs of ALL our customers

Read our story

AN EQUAL EXPERIENCE

Insurance brokers just haven't kept up. There's a lack of understanding on the reality about being HIV+ and the medication available today.

Paul Fleming

Fundraising & Communications Director

It was very quick and easy to get my cover and very cost competitive too. Even though we aren't LGBT we like the important work they are doing to end discrimination.

Rebecca Hooper

Senior Environment and Energy Adviser

I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.

Matt Cain

Novelist / Writer / Journalist

THE STATS

20%

Of Women are less likely to have any form of life insurance *

50%

Of Women are half as likely as men to search online for insurance **

79%

Of LGBT community members would change the way insurance companies treat their community ***

Emerald Life closes the gap between real people and insurance. It provides insurance that reflects the diversity of today without charging extra for it.

* TAL, 2015

** Risk Info, 2015

*** Emerald Life & YouGov

YOU'LL REALLY LIKE US

Daniel Clayton

I've just bought home insurance from Emerald, very easy to use website and it's great that you can add legal cover too! It's about time we saw financial services companies reaching out to LGBT customers.

Tracy Hague

Emerald's website was easy to navigate, the policy was very clear and it took minutes to complete the transaction. In comparison to other products on the market it is good value for money.

Matt Cain

I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.