Insuring Today's Diversity

The UK's award-winning insurance provider

 

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HOME
INSURANCE


  • Contents cover up to £150,000
  • Optional cover for accidental and pet damage
  • Cover for hate crime or homophobia
  • Optional legal expenses cover against discrimination

 

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WEDDING
INSURANCE


  • Worldwide cover
  • For weddings, civil partnerships or conversions including receptions
  • Legal expenses cover against discrimination
  • Cover from £50**

 

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TRAVEL
INSURANCE


  • Confidential online medical screening including for HIV
  • Structured for single parents and diverse families
  • 24/7 Consular Assist global cover
  • Cover from £9.50***

 

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PET
INSURANCE


  • Four levels of cover up to £7,500
  • Monthly instalments at no extra charge
  • 10% multi-pet discount
  • Cover from £1.75 per week****


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**For up to £12,500 cancellation cover, ***Based on an individual, single trip policy to Europe for two nights, ****Based on a one year old cat living in Southampton with no pre-existing medical conditions

AS SEEN IN

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UNIQUE INSURANCE
MADE FOR YOU

FOCUS ON INCLUSION 

Tailored policies built for all


  • Secure and confidential process with specially trained staff
  • Legal expenses cover for discrimination claims
  • Cover for many medical conditions including HIV with no automatic premium hikes
  • Travel policy covers foster, adopted and surrogate children

SPECIALISED CUSTOMER SERVICE

Reflecting today's diversity


  • Call centre staff trained to make you feel comfortable, whoever you are
  • No need to come out to our call centre if you are LGBT
  • One of the first insurers to enable customers to identify as 'Mx'
  • Special travel policy pricing for single parent families

INSURANCE THAT MEETS YOUR NEEDS

Emerald exists because of the disappointing experiences that many of us have had when buying insurance

  • We have removed discriminatory terms in our policies; terms that still exist with other insurers
  • We have added in features that reflect the diversity of today's society
  • Our call centre and claims handling staff undergo Emerald-specific diversity training to meet the needs of ALL our customers
Read our story

AN EQUAL EXPERIENCE

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Insurance brokers just haven't kept up. There's a lack of understanding on the reality about being HIV+ and the medication available today.

Paul Fleming

Paul Fleming

Fundraising & Communications Director

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It was very quick and easy to get my cover and very cost competitive too. Even though we aren't LGBT we like the important work they are doing to end discrimination.

Rebecca Hooper

Rebecca Hooper

Senior Environment and Energy Adviser

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I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience.

Matt Cain

Matt Cain

Novelist / Writer / Journalist


THE STATS

20%

Of Women are less likely to have any form of life insurance *

50%

Of Women are half as likely as men to search online for insurance **


79%

Of LGBT community members would change the way insurance companies treat their community ***

* TAL, 2015   ** Risk Info, 2015   *** Emerald Life & YouGov 

YOU'LL REALLY LIKE US

Daniel Clayton

Daniel Clayton

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I've just bought home insurance from Emerald, very easy to use website and it's great that you can add legal cover too! It's about time we saw financial services companies reaching out to LGBT customers.

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Tracy Hague

Tracy Hague

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Emerald's website was easy to navigate, the policy was very clear and it took minutes to complete the transaction. In comparison to other products on the market it is good value for money.

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Michael Oakes

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Emerald Life provides excellent protection for an amazing price. Shopping around was completely unnecessary. I now feel very protected and ready for my holidays!

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MORE THAN AN INSURER.
AN ADVOCATE.

We're a trusted and passionate presence within the community. Our partners include:

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EMERALD SUPPORTS
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