Insuring Today's Diversity

The UK's award-winning insurance provider

HOME
INSURANCE

  • FREE home emergency and legal expenses
  • Cover for hate crime, social media defamation and discrimination
  • Call centre and claims handling staff specially trained in diversity
  • Optional cover for accidental and pet damage

WEDDING
INSURANCE

  • Worldwide cover from £49**
  • For weddings, civil partnerships or conversions including receptions
  • Legal expenses cover against discrimination
  • Cancellation cover up to £100k

TRAVEL
INSURANCE

  • £3,000 of cover from only £7.14***
  • Structured for single parents and diverse families
  • 24/7/365 global medical emergency cover
  • No need to declare HIV in most cases

PET
INSURANCE

  • Four levels of cover up to £7,500
  • Monthly instalments at no extra charge
  • 10% multi-pet discount
  • Cover from £1.75 per week****

AS SEEN IN

UNIQUE INSURANCE MADE FOR YOU

FOCUS ON INCLUSION

Tailored policies built for all

  • Secure and confidential process with specially trained staff
  • Legal expenses cover for discrimination claims
  • Cover for many medical conditions including HIV with no automatic premium hikes
  • Travel policy covers foster, adopted and surrogate children

SPECIALISED CUSTOMER SERVICE

Reflecting today's diversity

  • Call centre staff trained to make you feel comfortable, whoever you are
  • No need to come out to our call centre if you are LGBT
  • One of the first insurers to enable customers to identify as 'Mx'
  • Special travel policy pricing for single parent families

INSURANCE THAT MEETS YOUR NEEDS

Emerald exists because of the disappointing experiences that many of us have had when buying insurance

  • We have removed discriminatory terms in our policies; terms that still exist with other insurers
  • We have added in features that reflect the diversity of today's society
  • Our call centre and claims handling staff undergo Emerald-specific diversity training to meet the needs of ALL our customers

AN EQUAL EXPERIENCE

"Insurance brokers just haven't kept up. There's a lack of understanding on the reality about being HIV+ and the medication available today."

PAUL FLEMING

Fundraising & Communications Director

"It was very quick and easy to get my cover and very cost competitive too. Even though we aren't LGBT we like the important work they are doing to end discrimination."

REBECCA HOOPER

Senior Environment and Energy Adviser

"I’m very excited about a gay friendly insurer that will understand the needs of its customer base and target audience."

MATT CAIN

Novelist / Writer / Journalist

MORE THAN AN INSURER. AN ADVOCATE.

We're a trusted and passionate presence within the community. Our partners include: