Wedding Insurance

The award-winning, inclusive insurance provider 
We've got you covered worldwide from £50
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WEDDING INSURANCE THAT SAYS "I DO" TOO

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    WORLDWIDE COVER FROM £12.5K UP TO £100K

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    WEDDING ATTIRE FOR TWO GROOMS OR TWO BRIDES

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    WEDDINGS, CIVIL PARTNERSHIPS AND CONVERSIONS

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    UK'S FIRST LEGAL EXPENSE COVER AGAINST DISCRIMINATION

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My daughter and her boyfriend are getting married in 2018, I want piece of mind in case 
something goes wrong between now and then. It's great cover, and great service.

Tracy Hague, Estate Office Manager

UNIQUE INSURANCE
TAILORED FOR YOU 

THE EMERALD DIFFERENCE


 

  • Legal expense cover for discrimination claims
  • Weddings, civil partnerships and conversions
  • LGBT focused customer service

PROTECT YOURSELF


 

  • Cancellation, redundancy and illness cover
  • Supplier & venue failure up to £50,000
  • Photography & Video cover up to £50,000

CHOOSE FROM 4 LEVELS OF COVER

Diamond £50


Cancellation & Rearrangement

£12,500 & £9,000

Wedding Attire

£5,000

Wedding Gifts

£3,000 (£250 per item)

Rings, Flowers, Thank You Gifts & Cake

£3,000

Photography & Video

£5,000

Up to £7,000 of cover if a supplier goes into administration or liquidation

Protection in case you or your partner falls ill

Redundancy cover for a bride, groom, or significant relative

Worldwide coverage for weddings and receptions

Cover for unforeseen military or ambulance service

Optional ceremonial sword and marquee cover

Discrimination cover

Call-centre team specifically trained in LGBT wedding insurance

 

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Premier £99


Cancellation & Rearrangement

£12,500 & £9,000

Wedding Attire

£5,000

Wedding Gifts

£3,000 (£250 per item)

Rings, Flowers, Thank You Gifts & Cake

£3,000

Photography & Video

£5,000

Up to £16,000 of cover if a supplier goes into administration or liquidation

Protection in case you or your partner falls ill

Redundancy cover for a bride, groom, or significant relative

Worldwide coverage for weddings and receptions

Cover for unforeseen military or ambulance service

Optional ceremonial sword and marquee cover

Discrimination cover

Call-centre team specifically trained in LGBT wedding insurance

 

More

Premier+ £199


Cancellation & Reaarangement

£65,000 & £50,000

Wedding Attire

£10,000

Wedding Gifts

£10,000 (£250 per item)

Rings, Flowers, Thank You Gifts & Cake

£10,000

Photography & Video

£22,000

Up to £35,000 of cover if a supplier goes into administration or liquidation

Protection in case you or your partner falls ill

Redundancy cover for a bride, groom, or significant relative

Worldwide coverage for weddings and receptions

Cover for unforeseen military or ambulance service

Optional ceremonial sword and marquee cover

Discrimination cover

Call-centre team specifically trained in LGBT wedding insurance

 

More

Platinum £290


Cancellation & Reaarangement

£100,000 & £75,000

Wedding Attire

£20,000

Wedding Gifts

£15,000 (£750 per item)

Rings, Flowers, Thank You Gifts & Cake

£15,000

Photography & Video

£50,000

Up to £50,000 of cover if a supplier goes into administration or liquidation

Protection in case you or your partner falls ill

Redundancy cover for a bride, groom, or significant relative

Worldwide coverage for weddings and receptions

Cover for unforeseen military or ambulance service

Optional ceremonial sword and marquee cover

Legal expense cover including discrimination

Call-centre team specifically trained in LGBT wedding insurance

 

More

FULL DETAILS

Policies Purchased AFTER 1st March 2017

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POLICY SUMMARY

After 01/03/2017

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(File size 190Kb PDF)

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POLICY WORDING

After 01/03/2017

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(File size 354Kb PDF)

Policies Purchased BEFORE 1st March 2017

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POLICY SUMMARY

01/03/2016 - 28/02/2017

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(File size 132Kb PDF)

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POLICY WORDING

01/03/2016 - 28/02/2017

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(File size 297Kb PDF)

FREQUENTLY ASKED QUESTIONS

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Why do I need to insure my wedding?

Weddings can be incredibly expensive events - and you want everything to be perfect. There are lots of factors outside your control that can impact them. So it makes perfect sense to insure your big day. Our wedding policy covers damage to clothing, supplier failure, adverse weather, illness AND if any supplier refuses to provide you a product or service because you are having a same-sex wedding, or for any other reason that is prohibited under the Equalities Act – just about everything we can think of where you might need protection for on your big day.

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What level of cover do I need?

We are unable to give advice as to whether a certain level of cover suits your specific needs. Generally speaking, the larger the wedding and reception, the more you should think about taking out a wedding insurance policy. Emerald has a range of options to suit every occasion. Have a look at what we offer and if you have any questions, please get in touch with one of our team on email or 0330 131 9950.

 

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Does my wedding and reception have to happen on the same day?

You can have your reception up to 21 days after the wedding in our standard policies. If you need more time between your ceremony and reception or are having multiple weddings or receptions - no problem. Please give us a call on 0330 131 9950 and we’ll try to put that cover in place for you.

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Are all types of weddings, celebrations, blessings, and renewals of vows covered?

The definition of ‘Wedding’ is a ceremony which creates a contract of marriage legally enforceable within the UK or a civil partnership registration or ceremony". If your celebration is outside of that definition, for example, a blessing as part of a religious ceremony, or a renewal of vows, then please call us. We hope to have a positive response for you within 24 hours.

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When should I take out Wedding Insurance?

Within reason, as soon as you choose the date of the special day. If you have already incurred expenses for your wedding, these things will typically be covered from the date you take out your insurance.
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Stonewall
P3
Human Dignity Trust
Diversity Role Models
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