Introduction to Event Insurance – and Happy Pride!

Firstly congratulations on taking on organising a pride event. They can be great fun but also a lot of work (we expect you know that already!). Pride events represent a highlight of the year for many LGBT+ people, but the insurance demands can be one of the more tedious aspects. 

Event insurance is crucial for pride events to ensure a successful celebration over your pride weekend – it provides protection against unforeseen circumstances and financial losses and is often a requirement of the relevant local authorities, particularly for public liability cover. 

Organising insurance for pride events can be complex, but with the right guidance, you can find the most cost-effective solution for your event – at least in relation to event insurance cover (there’s no specific type of pride event insurance for your pride event but we will use the term pride event insurance just to be clear. 

Public liability insurance is as essential component of pride event insurance to cover liability for property damage or injury to attendees.

Why Emerald for your Pride Event Insurance?

Emerald was set up to the the UK’s most LGBT+ friendly insurance company, and we have insurance about 15% of the prides in the UK. Our management is LGBT+ led and our team have helped all of those pride committees to organise successful pride events. 

To get a quote, you can call us on 0330 113 7109, or email us on customerservice@emeraldlife.co.uk. Our chairman Steve will likely be the one to arrange this for you, as an LGBT+ of several decades standing. 

Understanding Pride Events – for the Uninitiated!

Pride events represent a celebration of self-acceptance, legal rights, and pride for the lesbian, gay, bisexual, transgender, and queer community.

Successful pride events unite a large community and promote great social values, making them extremely popular and well-supported.

Pride events in city centre environments offer huge opportunities to outreach, educate, and celebrate, attracting thousands of attendees.

Successful pride events often serve as protests or demonstrations advocating for legal rights, such as same-sex marriage, and are an essential part of the LGBTQ+ community.

Despite all that, local authorities will ask that prides are run professionally and safely, with a nod to the local residents. This includes making sure that you can provide protection for any local resident, and pride event insurance will be a big part of that.

Emerald can get you competitive insurance quotations from many of our relationships in the insurance market, so call us on 0330 113 7109. 

Assessing Risk for a Pride March

Pride events represent a fairly safe environment, but they can still face risks and insurance demands, such as property damage or injury to attendees – and being liable for the costs incurred in that case. Remember you don’t need to just get pride event insurance cover for the lesbian gay bisexual transgender marchers, but all the spectators. 

Local authorities often impose demands on pride event organisers, including the need for public liability insurance and street closure permits as a good pride is usually within the city centre environments. 

As an experienced insurance provider, we can help you assess the risks associated with your pride march and provide the necessary event insurance cover – and we have been to many pride events ourselves!

Our team of experts will work with you to identify potential risks and provide guidance on the most cost-effective solution for your pride march, pride weekend and the many pride events that you are wanting to hold.

Single Event Insurance Policies

Single event insurance policies can provide the necessary cover for a one-off pride event, including public liability insurance and event cancellation insurance. These are simpler policies but will be enough for your local authorities as you may need to show them your public liability insurance.

These policies can be tailored to meet the specific needs of your event, ensuring that you have the correct cover in place for your price march.

As a specialist insurance provider in this area, we can offer competitive insurance quotations for single event policies, helping you to stay within your budget but giving you competitive insurance quotations. 

Our fabulous team who have worked on many pride events will work with you to ensure that your single event policy provides the necessary protection for your pride celebration.

Multi Event Insurance Benefits

Multi-event insurance policies can provide a more cost-effective solution for organisations that host multiple pride events throughout the year or have extra smaller events such as fundraisers, or similar. The insurance demands here may be slightly different. 

These policies can include annual policy incorporating multiple events, providing a comprehensive cover for all your pride celebrations and pride-related events. 

As a not-for-profit specialist, Emerald can offer tailored insurance solutions for multi-event policies, ensuring that you get the correct cover for your events and taking some of the hassle out of organising insurance and the demands imposed by that extra admin. 

Our team will work with you to identify the most cost-effective solution for your multi-event policy, helping you to stay within your budget while still able to provide insurance and, importantly, provide protection. 

Insurance and Risk Management

Insurance and risk management are crucial for pride events, as they can help to mitigate potential risks and financial losses and provide protection – one less thing to worry about. 

As an experienced insurance provider with an LGBT+ focus, we love pride and we can offer guidance on what pride event insurance can cover, and the limitations (for example we were asked if one pride could ride horses in the pride parade – you can’t)

Our team of experts will work with you to identify potential risks and provide advice on the most effective ways to manage them. Many pride events will have great volunteers helping but may lack a little experience, and we can help there. 

We can also provide support with council demands for public liability cover and other regulatory issues that may affect your pride event. Even if you use just volunteers, you will still need employer liability protection which covers liability to anyone who is part of the organisation, even if unpaid. 

Customer Reviews and Testimonials

We have organised insurance for many pride events, including those attracting thousands of attendees.

Our customers have praised our competitive insurance quotations, specialist knowledge, and excellent customer service. You can see on our website HERE our feefo reviews, but you can also check on Trustpilot

As a not-for-profit specialist, we are committed to providing the best possible service for our customers, ensuring that they get the correct cover for their pride celebrations.

Our team will work with you to ensure that your pride event is a success, providing support and guidance every step of the way.

Event Insurance Costs and Budgeting

Event insurance costs and budgeting are crucial for pride events, as they can help to ensure that you stay within your budget and pay only for the cover that you need.

As a specialist insurance provider, we can offer competitive insurance quotations for pride events, helping you to stay within your budget.

Our team will work with you to identify the most cost-effective solution for your event, ensuring that you get the correct cover for your pride celebration.

We can also provide guidance on budgeting strategies, including the allocation of funds for insurance, safety protocols, and emergency procedures.

Conclusion – Using Emerald

Buying pride event insurance cover may seems like the least interesting part of organising a pride event. However, it is important both to manage your risk and to make sure that all those on the pride march feel comfortable and protected. Our job is to provide insurance – and we think that we do it pretty well and have done for many pride events. 

Give us a call on 0330 113 7109 and we would be delighted to help.