If you own a Cockapoo, you have an amazing companion and one of the most loving and accepting of all designer dog breeds. Smart, affectionate, and loyal, this is a pooch that will win your heart. As a loving owner, you want to do everything in your power to make sure your pet stays safe, which is why you should consider Cockapoo insurance for your new pet.

EmeraldPet Insurance provides a safety net for you and your adorable Cockapoo. Insurance will not stop accidents and illnesses happening, but it will ensure when they do you are in the best position to provide quality care to your animal.

Many dog owners avoid getting pet insurance because they believe it will be an expensive monthly amount. However, it’s worth pointing out if you do not have pet insurance, you will be on the hook to pay for all vet visits and treatments. Remember, usually vet fees can cost on average £750 in the UK and can run into thousands of pounds for surgery – that’s a big bill if you aren’t covered.

With EmeraldPet insurance, you can protect against the costs of veterinary care and get access to the highest level of medical attention for your pooch.

Cockapoo Breed Information

Cockapoos are a pure breed cross between a cocker spaniel and a poodle, making them one of the most popular designer breeds. Aside from being cute and well behaved, Cockapoos are notable for being generally healthy animals that are local and give love, and love grooming and affection. They certainly won’t cost you as much as some other breeds in terms of vet care. Although, having insurance to cover any unforeseen accidents or illnesses remains an important investment.

Owners of Cockapoo dogs are quickly won over by this breed’s cheery nature and loyal companionship. Perfect for children and smaller living spaces, this designer pooch has a lifespan between 12 and 16 years. It is worth noting that while insurance will help protect your financially when you own this dog breed, it won’t cover claims treatment for pre existing conditions. That’s why it is important to take out pet insurance as early as possible in a dog’s lifetime to mitigate against future problems.

For most owners, a Cockapoo will live a long and happy life. Although, like humans dogs are affected by illnesses that can appear at random if you don’t know what signs to look for. In terms of Cockapoos, there are some common health problems that affect this breed:

Skin Problems

First, cockapoos are more susceptible to skin conditions such as eczema and dermatitis than other breeds so keep an eye out under their coat. Because of their longer coats, flea outbreaks may also be more persistent in this type of dog. Luckily, your Cockapoo should give you some tell-tale signs of skin problems by scratching and licking certain areas or chewing their coat. If not, perform regular checks for skin areas that are red and inflamed.


If you are unfamiliar with cystitis, it is a bladder infection that affects many dogs and indeed other mammals. Cockapoos are susceptible to this infection, which can lead to kidney issues if left without treatment. If you’re dog is going to the toilet more than often, this could be a sign of cystitis, but either way a visit to the vet is recommended. Luckily, cystitis is easy to cure with a dose of antibiotics usually with a short 14 day regime.

Ear Problems

Half of the Cockapoo equation is a cocker spaniel with their cute floppy ears. Those ears come with some risks, such as trapped dirt, moisture, and debris that might get trapped. If not found and removed, these items could cause infection in the ear canal, something that is common in cocker spaniels and Cockapoos. Regular cleaning of your dog’s ears should be enough to stave off any infection, either with specialist products or a clean flannel. Remember not to poke in the ear though, as that. might cause further damage or irritation.


Like many other small dog breeds, Cockapoos are more prone to allergies than larger dogs. Reactions to something they eat, breathe, or touch can result in differing symptoms. If your pooch is displaying itching, excess sneezing, vomiting, or diarrhea, it’s best to visit your veterinarian or pick up some more information there.

Dislocated Knees

One of the most common injuries in Cockapoos is a dislocated knee (luxating patella), a condition which can make these dogs vulnerable to falling accidents. It is worth noting luxating patella is something Cockapoo’s are born with (but not every puppy), so your veterinarian should be able to make a diagnosis through early life. While this is a problematic issue, simple surgery can often correct it when the need arises.

Our Cockapoo Insurance

EmeraldPet insurance policies are available for cats and dogs, including the popular Cockapoo crossbreed. We provide cover for the costs veterinary care and accident protection as standard across four tiers of fees. On top, we have a range of optional extras available to help you build a more comprehensive pet insurance policy.

All tiers of pet insurance at EmeraldPet cover the costs of visiting your veterinarian, including ongoing treatments for your dog. Whether it’s a regular checkup of an unplanned visit to the vet, EmeraldPet insurance can provide cover. We also allow our customers to visit their preferred vet, something we know Cockapoo owners value.

We also allow access to FirstVet, which is our live online vet service and advice through a tele vet portal. Emerald is one of the few companies that included that as standard with every policy (although you do need to register with the service). Once registered, if you find that your pet has a problem then you can get help much more quickly and simply, usually irrespective of the time.

Standard Cockapoo Insurance

Standard pet insurance from EmeraldPet is available up to £1,000, £3,000, £6,000, and £7,500. Each of these policies will cover vet visits up to the sum of the cover on a per condition basis. Benefits covered across all our policies include 25% of the vet fee limit towards complimentary treatments such as acupuncture, homeopathy, and physiotherapy.

Furthermore, other benefits include £200 insurance towards training and behaviour conditioning, and £300 insurance towards clinical diets.

Optional Extras

Some pet owners need more than the basic level of cover. That’s why EmeraldPet has a long list of optional extras to help customers create a policy that is truly tailored to their needs. Optional insurance extras are available across three levels offering add-ons based on different criteria.

Standard Optional Additions

  • Up to £1,500 per year for a missing pet, including rewards and advertising
  • Daily pet-sitting or boarding fees up to £1,500 per year
  • Up to £1,500 per year towards accidental or illness-related theft, death, or straying
  • Holiday cancellation up to £5,000 per year

Optional Overseas Travel

Cockapoos can be Velcro dogs, which means they don’t like to be away from people they are familiar with whatever their age. Many owners will choose to take their dog on holiday with them, especially considering how easy it is these days to travel with your pooch. That said, there are some clear financial risks when taking your dog overseas, so insurance is the best solution to avoid any nasty surprises. At EmeraldPet, the following travel options are available:

  • Quarantine costs up to £2,000 per year
  • Emergency expenses up to £1,000 per year
  • Repeat worming for dogs up to £250 per year
  • Loss of a pet passport up to £250 per year
  • Option to extend vet fees cover outside the country

Note that some of this coverage may change depending on any deal between the UK and the EU and some conditions of cover may change or there may be a limit. Like other insurance companies, we are watching the situation closely.

Optional Third-Party Liability

Even with the best intentions, your dog can sometimes cause problems that third parties blame you for. Whether it is your Cockapoo destroying someone else’s property or worse, biting someone. To avoid being on the hook for legal liability, pet insurance can help keep you protected by picking up your legal expenses:

  • Maximum cover up to £1,000,000 per event
  • Legal liability cover if your dog damages someone else’s property
  • Legal liability cover if your dog causes injury or death

How much does Cockapoo insurance cost?

First, when you’re looking for insurance for your Cockapoo, the insurance company will look at several criteria when assessing how much cover should cost. There are several important factors to consider, with breed, age, and medical history the most decisive. Insurance will also look at details such as your location.

Looking specifically at insurance for your Cockapoo, this breed is not necessarily expensive to insure. A lot will depend on your individual circumstances, but Cockapoos are not as medically frail as other breeds. When you contact EmeraldPet, we will take your information and provide you with the most affordable quote to meet your policy needs.

You may find an older dog will cost more to insure than a younger animal. This is because older Cockapoo dogs have more risk of illness than a puppy or young dog. As a Cockapoo crosses middle age (around 7 or 8 years), you may find your insurance rate increases and you pay more for cover. Don’t be alarmed by this, all things considered and in comparison to veterinarian fees, pet insurance is a still an affordable investment.

Emerald Life Limited is an insurance provider registered in England and Wales and provides pet insurance though Covea Limited