5 things that could go wrong before your big day and how wedding insurance could protect you!

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You’ve dreamed about it all your life. Your thoughts are on outfits, colour schemes and the dreaded seating plan. What could possibly go wrong? Well, the harsh reality of life is… a lot, even before the day itself.

But here’s an option: Emerald Life can offer you cover against many eventualities. We can provide wedding insurance to support you on the road to the upcoming celebration. Given the time and money you have spent and will spend, shouldn’t you think about some sort of protection? 

Here are some of the upsets that could happen and how we could help if they do… 

Two months away from the big day you or your partner is made redundant and, as a result, are unable to pay the remaining balance on the wedding. 

This is sad news, but unfortunately a common reason why many weddings are postponed. It might not be your or your partner but another key family member who had generously agreed to help pay the cost of the event. 

Emerald’s Wedding Insurance provides cover for redundancy and will pay out depending on the level of cover, up to £100k in lost costs. 

A key family member falls ill a few days before the ceremony and it becomes inappropriate to go ahead as planned. 

Insurance is all about planning for the unknown, often for circumstances none of us want to really consider. 

Emerald’s wedding insurance will protect you, reducing your worries at this difficult time. All your irrecoverable expenses should be covered including flowers, the cake, the photographer. You could claim up to £100,000 depending on the level of cover taken.

The staff at the hotel have been amazing; you couldn’t have asked for more. But while they were preparing for the wedding breakfast they dropped your stunning wedding cake.

Unfortunately, there’s nothing anybody can do about this now; there isn’t enough time to bake another cake and scooping it off the floor just won’t do. 

Under an Emerald Life wedding insurance policy, we will cover you for the loss of the now smushed cake. It won’t replace the cake, but hopefully the cash back will help for future expenses. What’s a wedding without a drama, eh?


Disaster strikes and that nice hotel you’ve booked for your wedding has caught fire. The venue is gutted. What do you do?

You call your friendly Emerald claims centre and tell them what’s happened. 

Depending on the level of cover you took out, you may be covered up to £100,000 for all your irrecoverable expenses including for the venue, the damaged gifts, the cake and your stylish attire. 

You and your new spouse arrive at the reception venue with your wedding party, only to find the new general manager refusing to allow two people of the same sex to have their reception as he doesn’t approve. Oh dear. 

The big one. This is the stuff of nightmares, but unfortunately, as seen in the news recently, ignorance still exists. 

Emerald’s wedding cover is the first in the UK to protect you from this ugly eventuality. If, on the grounds of homophobia, a supplier decides not to uphold their contractual obligations or even not to contract with you at all, we may reimburse your legal fees in bringing about a civil claim in the courts against that supplier. With Emerald, you’re covered!

Get a free wedding insurance quote now!

Emerald Life is the UK’s first full service insurance provider for the LGBT community. Visit www.emeraldlife.co.uk to get your Home, Life, Pet and Wedding insurance or call
0330 131 9950 to speak with our specially trained call centre